Manage your wealth, your way.

We encourage your questions.

Here are answers to some top questions from investors like you:

What is the TD Ameritrade Security Guarantee?

Under the TD Ameritrade Security Guarantee, TD Ameritrade will cover losses in any of your TD Ameritrade accounts due to unauthorized activity.
 

How much does it cost to work with TD Ameritrade?

• $0 online listed stock, option, and ETF trade commissions^1,2
• Thousands of non-load, no-transaction-fee mutual funds³
• No charge to work with a TD Ameritrade Financial Consultant (other account fees, fund expenses, and brokerage commissions may apply)

There are certain eligibility requirements for working with a dedicated Financial Consultant.

1. Standard online $0 commission does not apply to over-the-counter (OTC) equities, transaction-fee mutual funds, futures, fixed-income investments, or trades placed directly on a foreign exchange or in the Canadian market. Options trades will be subject to the standard $0.65 per-contract fee. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). Exchange process, ADR, and Stock Borrow fees still apply.

2. ETFs at TD Ameritrade & Co., Inc. ("TD Ameritrade") which are U.S. exchange-listed can be traded without a commission on buy and sell transactions made online in a TD Ameritrade account. Unlisted ETFs are subject to a commission.TD Ameritrade does not receive payment to promote any particular ETF to its customers. TD Ameritrade's affiliate TD Ameritrade Investment Management, Inc. ("CSIM") serves as investment advisor to the TD Ameritrade ETFs, which compensate CSIM out of the applicable operating expense ratios. The amount of the fees is disclosed in the prospectus of each ETF.

3. Trades in no load funds available through TD Ameritrade's Mutual Fund OneSource^® service (including TD Ameritrade Funds), as well as certain other funds, are available without transaction fees when placed through schwab.com or our automated phone channels. For each of these trade orders placed through a broker, a $25 service charge applies. TD Ameritrade's short-term redemption fee of $49.95 will be charged on redemption of funds purchased through Mutual Fund OneSource^® service and held for 90 days or less. TD Ameritrade reserves the right to change the funds we make available without transaction fees and to reinstate fees on any funds. TD Ameritrade & Co., Inc. receives remuneration from fund companies participating in the Mutual Fund OneSource service for recordkeeping and shareholder services and other administrative services. TD Ameritrade also may receive remuneration from transaction fee fund companies for certain administrative services. 

There are no fees to open or maintain your account. Other account fees, fund expenses, and brokerage commissions may apply.

How do I open an account?

You can open an account online, by phone, or in one of over 300 branches.

1. Choose your account type.
2. Complete an application.
3. Get started funding and investing.

What kind of investment products does TD Ameritrade offer?

TD Ameritrade offers a wide selection of investment products to help you build a diversified portfolio and reach your goals. 

How easy is it to switch brokerage providers?

Moving your existing account to a new brokerage firm may seem daunting, but TD Ameritrade makes the process easy:

1. Open a TD Ameritrade account.
2. Use our online account transfer tool to initiate the process and monitor progress.
3. View and access your assets in your TD Ameritrade account.

Why should I bank with TD Ameritrade Bank?

TD Ameritrade Bank Investor Checking™ is the checking account built for investors like you. It is conveniently linked to a TD Ameritrade One^® Brokerage account so you get all the features of our award-winning checking account plus cash management solutions designed for investors like you—seamlessly in one place, with one login, only from TD Ameritrade.¹

Enjoy features designed especially for investors:

• Quickly move money: move cash between brokerage and checking accounts in seconds and access it instantly for trading and investing²
• Manage both checking and investing with a single login

Plus, get award-winning checking account benefits:

• No fees or minimums: Unlimited ATM fee rebates for cash withdrawals worldwide.³ Plus, no monthly service fees,⁴ account minimums, foreign transaction fees,³ or overdraft fees.
• Know your money is secure: Keep your money safe with features like fraud alerts and travel notifications, plus FDIC insurance on up to $250,000 per depositor.⁵ 
• Access 24/7 assistance from dedicated teams
• Receive free standard checks once your account is funded with at least $100, and TD Ameritrade Bank Bill Pay™ will be activated and a Visa^® Platinum Debit Card will be sent upon account funding.

Open a TD Ameritrade Bank Investor Checking account today.

 

1. The TD Ameritrade Bank Investor Checking™ account is available only as a linked account with a TD Ameritrade One^® brokerage account. The TD Ameritrade One brokerage account has no minimum balance requirements, no minimum balance charges, and no minimum trade requirements, and there is no requirement to fund this account when opened with a linked Investor Checking account. 

2. In general, cash moved from your brokerage account is available in seconds; however, during weekend and afterhours, it may not be available until the next business day.

If you use your Card to withdraw foreign currency from an ATM or to pay for a purchase with foreign currency TD Ameritrade Bank charges your account for the U.S. dollar equivalent of the transaction. Depending on the specific arrangements that are in place, the exchange rate and calculation of the U.S. dollar equivalent will be done by the bank at which you conduct the transaction, the network to which the ATM belongs, or Visa. The bank or network may also charge a fee. TD Ameritrade Bank does not assess foreign transaction fees (i.e., a fee to convert U.S. dollars to local currency) to debit card holders. See the TD Ameritrade Bank Visa Debit Card Agreement for details.

5. Funds deposited at TD Ameritrade Bank, SSB, are insured, in aggregate, up to $250,000 based on account ownership type by the Federal Deposit Insurance Corporation (FDIC).